Compare
Neovestor vs Plasma One
Facts as of 2026-10-10, from each company's public pages. Tell us at hello@neovestor.com if something changed.
Plasma describes Plasma One as "one account for global money", with a card, Earn and stablecoin transfers. Neovestor is a non-custodial iPhone app, coming soon, for earning, investing and spending dollars. Plasma lists a card available now; Neovestor's card is planned. Neovestor plans tokenized US stocks issued by xStocks. Every Plasma claim here is sourced and dated.
On this page
How do Neovestor and Plasma One compare?
| Topic | Neovestor | Plasma One |
|---|---|---|
| What it is | A non-custodial money app for iPhone, coming soon, where dollars earn, invest and spend. Neovestor is a software interface to third-party issuers and protocols. It is not an issuer, a custodian or an adviser. | Plasma describes Plasma One as "one account for global money" and presents it for spending, earning and sending stablecoins. |
| Custody model | Non-custodial. Signing in creates embedded wallets on Solana and Base. Only you can approve transactions, and Neovestor can't access your keys: its servers never hold, derive or export them and never sign as you. A fee payer adds its signature only after the Transaction Guard checks the exact transaction. | Plasma states that it does not custody user assets, and its terms describe wallet accounts as non-custodial. |
| Earn | At launch: Cash (USDC lent through Jupiter Lend), plus syrupUSDC (issued by Maple) and USDY (issued by Ondo), bought and sold by swap. Rates are variable, set by those protocols and issuers, and shown with an as-of time. | Plasma says the Plasma One Earn feature is a technology interface that gives access to third-party DeFi protocols through third-party vault providers. |
| Card | Planned, not live, and no launch date yet. When it launches it will be offered in eligible regions through a card-issuing partner, with identity verification to apply, and topped up from your Cash balance. | Plasma says its card is issued by a third-party card issuer. It lists virtual and physical cards and says the card can be added to Apple Pay or Google Pay, with availability depending on region. |
| Card rewards | No details announced yet. | Plasma lists cashback on qualifying card purchases, set by membership tier. Plasma says cashback rates can change. |
| Chains | Solana for trading, earning and holding. Base for deposits, withdrawals and holding USDC and USDT. USDC moves between the two with Circle CCTP. | Plasma states that Plasma One runs on the Plasma network, a purpose-built blockchain. |
| Fees | Network fees on Solana trades, earn deposits and sends are covered within fair-use limits, and on Base where sponsored. Some cross-chain transfers carry a small network or forwarding fee. Any Neovestor platform fee is shown as its own line before you confirm. | Plasma says Plasma One does not charge any additional fees, and that some transactions, such as currency conversion and bank withdrawals, include partner fees shown in the app before you confirm. Its plans list different fee levels by tier. |
| Funding | At launch: crypto deposits (USDC or USDT on Solana or Base). Bank transfers are coming soon. | Plasma says you can add local currency to get dollars and withdraw to a bank or wallet. It says the bank rails available to you depend on your region. |
| Availability | Planned for eligible users on iPhone, in English. Not available to US persons for restricted assets, in sanctioned jurisdictions or to anyone under 18. Each asset can carry its own country restrictions. | Plasma says geographic, regulatory and other eligibility limits apply to Plasma One and are subject to change. |
| Platforms | iPhone only, in English. | Plasma lists an iPhone app on the App Store and an app on Google Play for Android. |
Where is Plasma One a better fit?
- You want a card that is available now, subject to Plasma's eligibility limits, in virtual and physical forms, with cashback that varies by membership tier.
- You want to add your card to a phone wallet such as Apple Pay or Google Pay, where your region supports it.
- You want to add local currency to your account and withdraw to a bank, using the rails Plasma supports in your region.
- You want an app on Google Play (Android) as well as the App Store.
Where is Neovestor a better fit?
- You want tokenized US stocks and ETFs at launch, including a gold ETF, issued by xStocks, with the issuer, its terms and country restrictions on each asset screen.
- You want to hold dollars on Solana and Base at launch, with USDC moved between them by Circle CCTP, rather than on the Plasma network.
- You want Copilot at launch, an AI assistant that explains your portfolio and assets and doesn't place trades, plus opt-in holder badges read from on-chain balances.
How do custody and keys compare?
Plasma states that it does not custody user assets, and its terms describe wallet accounts as non-custodial. That is Plasma's own description, so read its terms for the detail.
Neovestor is non-custodial too. Signing in creates embedded wallets on Solana and Base. Only you can approve transactions, and Neovestor can't access your keys. A fee payer adds its signature only after Neovestor's Transaction Guard checks that the transaction is exactly the one you approved. Self-custody explains the design.
How do earning and cards compare?
Plasma says the Plasma One Earn feature is a technology interface that gives access to third-party DeFi protocols through third-party vault providers. In Neovestor, Cash is USDC lent through Jupiter Lend, and syrupUSDC (issued by Maple) and USDY (issued by Ondo) are bought and sold by swap. Rates are variable, set by those protocols and issuers, and shown with an as-of time. Stablecoin yield explains where a variable rate comes from.
Plasma says its card is issued by a third-party card issuer, and it lists virtual and physical cards. Neovestor's card is planned, not live. When it launches it will be offered in eligible regions through a card-issuing partner, with identity verification. The card page covers what is known today.
What else does Neovestor offer?
Neovestor lists six tokenized assets at launch, all issued by xStocks: NVDAx, TSLAx, AAPLx, MSFTx, SPYx and GLDx, a gold ETF. Each asset screen names the issuer, links its terms and shows country restrictions. Tokenized stocks explains how they work and what the risks are.
Copilot is a read-only assistant that explains your portfolio, assets and how the app works. It doesn't recommend trades. Holder badges in the social layer are opt-in and read from on-chain balances. Learn has lessons and a glossary. About Neovestor covers what it is and what it isn't.
How current is this comparison?
Companies change their products and terms, so each Plasma claim in the table has a numbered source link and an as-of date. A topic missing from the table reflects what we could verify on Plasma's own pages, not a statement about what Plasma does. Rates, fees and cashback levels are left out on purpose because they change; check Plasma's pages for current figures.
Plasma One, Plasma and other names belong to their owners and are used only to identify the products compared. If a claim looks wrong or out of date, email hello@neovestor.com.
Frequently asked questions
Is Plasma One non-custodial?
Plasma states that it does not custody user assets, and its terms describe wallet accounts as non-custodial. Neovestor is non-custodial too: only you can approve transactions, and Neovestor can't access your keys. Each company's terms set out the detail.
Does Neovestor have a card like Plasma One?
Not yet. Neovestor's card is planned. When it launches it will be offered in eligible regions through a card-issuing partner, with identity verification, and topped up from your Cash balance. Plasma lists a card that is available now, issued by a third-party card issuer, subject to its eligibility limits.
How does earning differ between the two apps?
Plasma says the Plasma One Earn feature is a technology interface that gives access to third-party DeFi protocols through third-party vault providers. In Neovestor, Cash is USDC lent through Jupiter Lend, and syrupUSDC from Maple and USDY from Ondo are bought and sold by swap. Neovestor's rates are variable, set by those protocols and issuers, and shown with an as-of time.
Which platforms does each app support?
Plasma lists an iPhone app on the App Store and an app on Google Play. Neovestor is an iPhone app, in English, for eligible users.
How do the two apps differ on funding?
At launch, Neovestor accepts crypto deposits: USDC or USDT on Solana or Base. Bank transfers are coming soon. Plasma says you can add local currency to get dollars and withdraw to a bank or wallet, and that the bank rails available to you depend on your region.